UMBRELLA INSURANCE
Have you thought about how much coverage you have with your current insurance policies? Sometimes, standard insurance protection isn’t enough to cover unexpected events. That’s where umbrella insurance comes in. It’s an extra layer of protection that goes beyond the limits of your existing policies.
Keep reading to find out how this coverage can safeguard what matters most to you
Why Should You Consider?
Life is unpredictable. Accidents, lawsuits, or unexpected claims can put your financial future at risk. While home, auto, or other policies do help, there may be situations where those limits are exceeded. Here’s why it’s worth considering:
- Extra Coverage: It covers amounts beyond your regular insurance limits.
- Wide Protection: Includes incidents like lawsuits or liability claims that other insurance misses.
- Affordable Plans: Surprisingly affordable for the peace of mind it provides.
If you care about protecting your savings, assets, and peace of mind, getting this extra coverage could be a smart decision.
Who Needs it?
You don’t have to be wealthy to need insurance. It’s for anyone at risk of being sued or facing large claims.
- Do you own property?
- Do you drive or have multiple vehicles?
- Are you a landlord?
- Do you have savings or assets to protect?
If you answered “yes” to any of these questions, umbrella insurance is for you!
How Does It Work?
It goes into action when your main Insurance policy hits its limit. For example:
- If your auto insurance covers up to $100,000, but a claim costs $350,000, your umbrella policy can cover the remaining $250,000.
This way, your personal savings aren’t drained by unexpected costs.
Choosing it means choosing a smarter and safer way to protect your assets. At Insurance Company Grandview Heights Ohio, we’re here to guide you through every step of this process. Contact us today to learn more and secure the peace of mind you deserve.
